The three categories, and which you actually need
| What it is for | What it will not do | Typical tradie verdict | |
|---|---|---|---|
| Invoicing tool generators, simple invoice apps |
Produce a correctly formatted invoice and send it | No job records, no quotes, no chasing, no books | Fine for the first few months, then you outgrow it |
| Accounting software Xero, MYOB, QuickBooks |
Your books — bank feeds, BAS, payroll, the year-end file your accountant wants | Not built for quoting on a roof or dispatching a job | Most tradies need this eventually, and their accountant will say so |
| Job management ServiceM8, Tradify, Fergus, Yamate |
The whole loop — quote, schedule, do, invoice, chase — from the phone | Not a general ledger; most hand off to accounting software | This is where the invoicing actually belongs for a trade business |
The practical answer for most tradies: a job management tool that invoices, plus accounting software your accountant can work in — with the two connected so you are not typing invoices twice. A standalone invoicing app is a good place to start and a bad place to stay, because the invoice is not the hard part. Getting paid is.
Scored on the invoicing job specifically
This is not a general feature comparison — the full comparison is here. This table asks only the four questions that decide whether you get paid quickly.
| Product | Invoice from the phone, on site? | Payment method on the invoice? | Chases late payers automatically? | Hands off to accounting software? |
|---|---|---|---|---|
| ServiceM8 | Yes — this is its strength | Card payments, at 1.49–2.10% + 30¢ | Yes, via its messaging (SMS charged at 10¢) | Yes |
| Tradify | Yes | Yes, via payment integrations | Reminders available | Yes |
| Fergus | Yes | Yes, via integrations | Yes | Yes |
| simPRO | Yes | Yes | Yes | Yes |
| AroFlo | Yes | Yes | Yes | Yes |
| Yamate OURS | Yes, and it keeps working with no signal | PayID or card, through your own Stripe account | Yes — drafted for you, and you tap send | Xero |
Capability summarised from each vendor's own published material and pricing page, read 17 August 2026. Integrations and fees change — confirm at the vendor before deciding. Card processing fees are charged by the payment provider, not by the software vendor, and differ by product.
What the price actually is
Same figures as the main comparison, because the invoicing is not sold separately by any of these products — you buy the platform.
| Product | Published price, as at 17 Aug 2026 | Charged by |
|---|---|---|
| ServiceM8 | Free $0 (30 jobs, 1 user) · $29 · $79 · $149 · $349/month, incl GST, as at Aug 2026. Source | Monthly job volume |
| Tradify | A$48 · A$52 · A$62 per user/month, ex GST, as at Aug 2026. Source | Per user |
| Fergus | From $53/month and from $77/month; timesheets from $26/month per timesheet user, as at Aug 2026. Source | Page does not state whether the base is per user |
| simPRO | No price published — quote-based. Source | Quoted |
| AroFlo | No price published — "Request Pricing". Source | Quoted |
| Yamate OURS | $19/month Founder plan before 30 September 2026, then $29/month; 3 people included. Company plan $79/month for 10, $15/month per person after. Details | Per business |
Four things that actually get you paid faster
These matter more than any feature grid, and they are worth checking in a trial:
- Invoicing from the job, on site. The invoice raised in the driveway is paid days before the one written on Sunday night. Anything that makes you sit at a laptop is costing you a week per job.
- A way to pay on the invoice. A PayID or a card link removes the "I'll do it when I'm at the computer" step, which is where most late payments actually begin. See PayID for tradies.
- Automatic, polite chasing. Not because you cannot chase, but because you will not — the week gets busy and the invoice ages. A system that drafts the reminder on day 7 recovers real money. The wording is in chasing unpaid invoices.
- A valid invoice, first time. An accounts department that bounces your invoice for a missing ABN has restarted the clock at zero. The seven required elements take one minute to check and save weeks.
The products, on invoicing
ServiceM8
The most complete on-site loop of the group: job on the phone, quote, photos, signature, invoice, payment — often before you leave. The free tier makes it the obvious starting point for someone doing under 30 jobs a month. Watch the per-message and per-transaction costs as volume grows, because they sit outside the subscription.
Tradify
Solid, mature invoicing inside a well-rounded job management product, with good Xero and MYOB handoff. If you are already choosing Tradify for the workflow, the invoicing will not disappoint you. The consideration is the per-user price rather than anything about the invoices.
Fergus
Invoicing sits inside a product built around job costing, so the useful thing is not the invoice itself but seeing the margin on the job you are invoicing. If profit leakage is your problem, that is worth more than a prettier PDF.
simPRO and AroFlo
Both invoice capably as part of much larger platforms, including progress claims and contract billing that the smaller tools do not attempt. Both are quote-only on price. If your invoicing involves staged claims across long projects, they are the right category; if it involves sending a bill for a hot water swap, they are far more product than the job needs.
Yamate OURS — read it with that in mind
We build this. Yamate's invoicing is deliberately narrow and aimed at one outcome: the invoice leaves before you do, with a way to pay attached, and it chases itself if it goes unpaid. Payments run through your own Stripe account and PayID, so the money goes to you rather than through us. It keeps working with no signal for creating the invoice; sending it needs a connection.
The part that is genuinely different is what happens after: Yamate shows the GST, the tax to set aside and the profit on the job as estimates as you go, rather than at the end of the year. It does not do progress claims, contract billing or inventory, and it hands off to Xero rather than replacing your accounting software.
Methodology
Prices were read at each vendor's own Australian pricing page on 17 August 2026 and are linked to it. Nothing comes from a comparison site. Note that ServiceM8 publishes GST-inclusive and Tradify publishes ex GST, so a like-for-like comparison needs 10% added to the Tradify figures.
Not verified, as at Aug 2026: simPRO's price (its pricing page was not reachable to us on the day) and AroFlo's (it publishes none). Fergus's page does not say whether "from $53 per month" is per user or per account, and we have not guessed. Capability entries in the invoicing table are summarised from each vendor's own published material rather than from hands-on testing of every product, and integrations change — confirm anything you are relying on.
Why these six. They are the job management products an Australian trade business would realistically shortlist. We have deliberately not padded the list with small or emerging apps: a business is going to run its cashflow through this choice, and a tool with a handful of customers is not a responsible recommendation. Jobber is excluded as North-America-first and not consistently present in Australian results for this category.
Our conflict of interest. Yamate is ours, it is marked as ours everywhere, and its section says what it does not do. The vendor links all go to source so you can check us.
Or if you want the whole loop: Yamate is $19/mo on the Founder plan if you sign up before 30 September 2026, locked in — $29/mo after that, three people included. No lock-in, cancel anytime. Prices in AUD.
FAQ
What is the best invoicing app for a tradie in Australia?
For most, a job management tool that invoices — ServiceM8, Tradify or Yamate depending on your crew size and job volume — rather than a standalone invoicing app, because the invoice is not the hard part. Getting it out on site and getting it paid is.
Do I need accounting software as well?
Usually yes. Job management tools handle quoting, invoicing and chasing; accounting software handles your books, BAS and the year-end file. Most of these products connect to Xero or MYOB so the invoices only get typed once.
Is a free invoice generator enough?
For your first handful of invoices, yes — and ours is free with no sign-up. It stops being enough when you cannot remember which invoices are unpaid, which is usually around invoice twenty.
What makes an invoice legally valid in Australia?
Seven elements for a taxable sale under $1,000, and an eighth at $1,000 or more. The full list, with examples, is on tax invoice requirements.
Which one gets me paid fastest?
None of them, on their own. What gets you paid fastest is invoicing on site, putting a payment method on the invoice, and chasing on a schedule — pick whichever product makes those three easy for the way you actually work.
Do these charge card fees?
Card processing fees are charged by the payment provider and differ by product and plan. ServiceM8 publishes 1.49–2.10% + 30¢. With Yamate, payments run through your own Stripe account, so the provider's fees are yours and we never touch the money. Check the current fees before you compare monthly prices.
Related
General information for Australian businesses. Yamate makes one of the products compared here and says so wherever it appears. Competitor prices and capabilities were read at each vendor's own material on 17 August 2026 and are linked to source; they change without notice. Nothing here is financial or purchasing advice.